What to do when you get in a fender bender?

What to do when you get in a fender bender?

Getting into a minor car accident can be an unsettling experience. Your mind races as the initial shock wears off, unsure of what to do next. While fender benders are typically low-speed collisions with little risk of injury, you still need to take the proper steps to protect yourself legally and financially. Remain calm and do not admit fault. Check that all parties are unharmed, then call the police to report the incident. Exchange insurance information and contact details with the other driver. Take photos of vehicle damage and the accident scene. Seek medical attention even for minor aches or pains that surface later. Notify your insurance provider as soon as possible. Talk with a Texas Car Accident Lawyer to get started. 

Though upsetting, following these steps can help resolve a fender bender efficiently while avoiding unnecessary hassles down the road. With the right course of action, you can put this minor mishap behind you and get back out on the road.

Remain Calm and Assess the Situation

If you get into a minor car accident, it's important to remain calm and assess the situation properly.

Check for injuries

First, check to see if you or your passengers have any injuries. If so, call 911 for emergency help immediately. Even if there are no apparent injuries, it's a good idea for all parties involved to get checked out by a doctor as some injuries may not show symptoms right away.

Call the police

Notify the police of the accident and have them come to the scene. The police report will document important details about the incident that may be needed for insurance and legal purposes. Provide the police with your license, registration and insurance information.

Exchange information

Exchange your name, address, phone number, license plate number, driver's license number, and insurance details with the other driver(s). Also, get the contact information of any witnesses to the accident.

Document the details

Take photos of the vehicles involved, including license plate numbers. Get photos of the surrounding area as well to provide context. Note the date, time and precise location of the accident. Record details about what happened from your perspective while the events are still fresh in your mind. All of this will aid insurance claims and help determine fault.

Contact your insurance provider

Notify your insurance company about the accident as soon as possible. Provide them with the police report number, details of the other driver(s) and any information you gathered at the scene. Your insurance company will walk you through the next steps to file a claim and get your vehicle repaired or replaced.

Remaining calm and properly handling the aftermath of a fender bender will ensure the best possible outcome. Following these steps can help make a stressful situation easier to deal with and limit further issues down the road.

Exchange Information and Document the Accident

Once the initial shock of the accident wears off, it's important to remain calm and take the proper steps. ### Exchange Information and Document the Accident

First, check on the other driver and passengers to ensure everyone is safe. Call for medical help immediately if anyone is injured.

Next, exchange insurance and contact information with the other driver, including names, phone numbers, license plate numbers, driver's license numbers, vehicle information, and insurance details. Take photos of the vehicles and registration/insurance cards as well.

Document the details of the accident in writing as soon as possible. Note the date, time, location, weather and road conditions. Describe the sequence of events leading up to the accident and sketch a diagram of the scene. Get contact information for any witnesses. All of this information will be needed for insurance claims and potential legal matters.

Call the police to have an official accident report filed. Even for minor collisions, an official police report can help substantiate insurance claims. Answer questions from the responding officers fully and honestly. Obtain a copy of the police report which may require following up with the police department in the days after the accident.

Contact your insurance provider within 24 hours of the accident to begin the claims process. Provide all details and documentation of the accident. Work with your insurance adjuster and the other driver's insurance company as needed to have the vehicles repaired or other costs covered.

Following these steps thoroughly after a fender bender will help make the aftermath and claims process as smooth as possible. Remain polite and cooperative, focusing on resolving the situation in a fair and responsible manner.

Report the Accident and Seek Medical Attention

If you get into a minor car accident, it’s important to remain calm and take the proper steps.

Report the Accident

First, call the police to report the collision and get a police report for insurance claims. Provide the responding officer with details about what happened, including time of accident, location, vehicle and driver information, photos of damage, witness contact information, etc. Getting a police report, even for a minor fender bender, is critical for properly handling insurance claims and liability determinations.

Next, exchange information with the other driver, such as name, address, phone number, insurance details, driver’s license number, vehicle make and model, license plate number, etc. Be polite yet firm, and do not admit fault. Take photos of the vehicles, license plates, insurance cards and driver's licenses.

Seek Medical Attention

Even if you feel fine after a low-impact crash, see a doctor as soon as possible. Injuries like whiplash or concussions often do not appear until hours or days later. A medical evaluation will properly assess your condition, note any initial symptoms, and help establish an injury claim should you require future treatment or experience delayed pain and suffering. Your health and safety should be top priority after any auto accident.

Following these steps after a minor fender bender will ensure vehicle damage and any medical expenses are covered, and allow you to avoid potential liability issues down the road. Staying calm and taking action at the scene of the accident will provide peace of mind that you handled the situation properly. If injuries develop or questions arise, contact a personal injury lawyer for guidance on next steps to take regarding insurance claims or determining fault.

If you have been in a minor car accident, it is in your best interest to contact a Texas car accident lawyer for advice on next steps to take.

After ensuring all parties are unharmed, exchange insurance and contact information with the other driver(s) involved. Take photographs of the vehicles, license plates, driver's licenses, and insurance cards. Get the contact details of any witnesses as well.

Consult with a car accident attorney to understand your legal options and the merits of your case. They can advise you on communicating with insurance companies, claims adjusters, and the at-fault party. Provide them details of the accident including time, location, weather conditions, and sequence of events. Share any medical records or costs incurred due to injuries. The lawyer can determine if you qualify for compensation.

Do not admit fault or sign any settlements offered by insurance companies without first speaking to a lawyer. What seems like a straightforward process could become complicated, and you want to make sure your rights are protected.

Even minor collisions can lead to injuries like whiplash that may not surface until days later. See a doctor for a check-up and diagnosis. Keep records of medical care received and costs. Your health and safety should be the top priority after an accident.

While waiting to speak with a lawyer, limit contact with the other party's insurance provider. Be polite but avoid speculating about who might be at fault. Any statements made can potentially weaken your claim. Let your attorney handle the legal aspects so you can focus on recovery.

With guidance from a reputable Texas personal injury lawyer, you can navigate the aftermath of a fender bender car accident with confidence, get the compensation you deserve, and put the incident behind you. Their experience and expertise can make all the difference in a successful outcome.

Contact Your Insurance Provider

Now that you’ve ensured everyone involved is safe, the next step is to contact your insurance provider to report the accident. Most insurance policies require prompt reporting of any accidents to remain valid.

Call Your Insurance Provider

As soon as possible after the accident, call your insurance provider’s claims hotline to report that you were involved in a motor vehicle collision. Be prepared to provide details about the incident, including:

  • The date, time and location of the accident
  • Information about any other drivers involved (name, contact info, license plate, insurance details)
  • A description of any damage or injuries
  • The make, model and year of all vehicles involved
  • The number of passengers in each vehicle
  • Photos of the scene of the accident and damage (if available)
  • A police report number (if police attended the scene)

Your insurance provider will open a claim file and may send an adjuster to assess the damage. Cooperate fully with their investigation and provide any additional details requested. Failure to report the accident promptly could affect coverage of costs related to the incident.

Double check that the information in the official police report aligns with the details you have provided to your insurance provider. Any discrepancies should be addressed promptly to avoid complications or disputes. Your insurance provider can advise if any additional steps are required regarding the other driver’s insurance or in the event of injury claims.

Complying with your policy’s accident reporting procedures and cooperating fully with insurance providers involved will help ensure a smooth claims process following a fender bender. Provide details, follow up on requests and double check for accuracy. If you have any concerns about next steps or your coverage, don’t hesitate to contact your insurance provider’s claims department for clarification and guidance.

Fletcher Law Car Accident Lawyers Are Here To Help

The moments after a car accident can be stressful and disorienting. However, it's important to remain calm and take the proper steps. Here are the key things you should do if you are involved in a fender bender:

Call 911

If there are any injuries or significant vehicle damage, call 911 immediately. Emergency responders can dispatch police and emergency medical help right away. Even if there appear to be no injuries at the scene, it is best to have a police report filed in case any medical issues arise later.

Exchange Information

Exchange insurance, driver's license, vehicle registration, and contact information with the other driver(s) involved. Be cooperative and courteous, even if you believe the other party is at fault. Take photos of the vehicles involved, license plate numbers, insurance cards, and the surrounding area.

Seek Medical Attention

Some injuries may not be apparent right away due to adrenaline and shock. See a doctor as soon as possible for a checkup and to document any injuries. Your health and safety should be the top priority, regardless of who is at fault.

Contact Your Insurance Provider

Report the accident to your insurance provider promptly and provide the details of what happened. Your insurance company can walk you through the claims process and help ensure the proper steps are taken. They can also assist in determining who is liable and handle communications with the other party's insurance on your behalf.

Let Fletcher Law Help You

The car accident lawyers at Fletcher Law have helped many clients get the compensation they deserve after an auto accident. We can handle communications with insurance companies, collect evidence, determine liability, file a personal injury lawsuit if necessary, and work to get you a fair settlement for medical bills, lost wages, pain and suffering, and vehicle repair or replacement costs. Don't delay - call us today for a free consultation. We're here to help you through this difficult time.


You never expect to get in a fender bender, but unfortunately, accidents happen. The moments after can be stressful and confusing, but by remaining calm and following the steps outlined here you can ensure your safety, document the incident, and protect your legal rights. Care for any injuries, call the police, exchange information, photograph the vehicles and scene, notify your insurance company promptly, and consult a personal injury attorney if needed. Though no one plans to be in an accident, preparing yourself with knowledge of the proper procedures can help reduce complications. By acting responsibly at the scene and knowing your rights, you can navigate this difficult situation successfully. Stay safe out there!